Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk
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  • Loans from £100 to £10,000.
  • Same Day Payout Possible*
  • Instant Online Decision
  • Free Online Quote (With No Obligation)
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No upfront, hidden or delayed process fees
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Loan Applications So Far Today

Representative example:

Amount of credit: £1200 for 18 months at £90.46 per month. Total amount repayable of £1628.28 Interest: £428.28. Interest rate: 49.9% pa (variable).
Representative 49.9% APR Variable
Rates from 9.9% APR
Loans between 3 and 60 months.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

THINK CAREFULLY BEFORE SECURING DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE OR ANY OTHER LOAN SECURED AGAINST IT.
IF YOU ARE THINKING OF CONSOLIDATION EXISTING BORROWING YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF THE DEBT AND INCREASING THE TOTAL AMOUNT TO REPAY

*Once approved, your cash could be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on the lender that has accepted you, the amount you have applied for, the lenders processing times and on your bank's policies and procedures. If we are unable to find the exact amount and/or term that you have requested, our lenders may offer you an alternative amount and/or term. There is no obligation to accept the alternative offer if it doesn't meet your needs. Please refer to their Terms & Conditions for further information.

TFLI Limited are a credit broker, not a direct lender

Why Low Loans Is Popular

All Credit Types Welcome
High Acceptance Rate*
Instant Online Quote
Used by 1000's of People Daily
No Paperwork
Totally Confidential
We Don't Charge Fees

To Give You Total Peace Of Mind

If you are applying for a loan online, it is important that you choose a reputable company. Before you apply, here's a little bit of information to put your mind at ease.

We are fully authorised by the FCA

Low Loans is fully authorised by the Financial Conduct Authority (FCA) as a credit broker under registration number 723630.

We are registered with the ICO

We are registered with the Information Commissioner (ICO) under number Z3585914.

We are registered with the CCTA

We are registered with the Consumer Credit Trade Association (CCTA) under number CCTA1200.

We are GDPR compliant

We fully comply with UK data protection laws and specifically our responsibility to our customers under GDPR. We are always clear and transparent with regards to how your data will be processed.

We are based within the UK

Low Loans are a UK company based in the beautiful rural village of Bollington, Cheshire. Our full address is The Old Boiler Room, Adelphi Mill, Grimshaw Lane, Bollington, SK10 5JB.

Looking for a loan from £100 to £10,000? Get An Instant Online Decision Today.

Instant Online Decision

Used By 1000's Of People Every Day

High acceptance rate*

Low Loans is a long established, UK based online personal loan broker. We offer short to medium term loans, from £100 to £10,000 with repayment terms ranging from 3 months to 3 years. Low Loans partners with a large number of direct lenders, providing a one stop shop for consumers to search multiple unsecured loan products with one simple application. Even better than that, Low Loans returns a decision in principle online, and within an instant.

A Loan sourced through Low Loans can be used for a multitude of different purposes. Perhaps you are looking for a home improvement loan, or require cash for the short term to cover an unexpected bill or emergency, whatever the reason we can help. In addition, a portion of our direct lenders offer the facility to pay out your loan on the same day (subject to status).

We've made the process of applying for a loan through Low Loans as simple and as straightforward as possible. To start just click the "Get My Quote" button below and complete our short jargon free application form. Our smart loan underwriting system then searches through a plethora of loan products and if successful, presents a loan offer in real time (and all from the comfort of your PC, tablet or mobile device).

Low Loans also caters for customers with a history of bad credit, or poor credit. Applicants must be over the age of 18 and a UK resident to apply. All applications will be subject to credit checks and the result of which could be recorded on your credit file. Please also note that affordability assessments will be carried out in line with the individual direct lenders specific lending criteria.
High cost short term loans are not a suitable solution for people in financial difficulty or for longer term borrowing. Late repayments or missed payments maybe reported to the credit reference agencies, which may affect your credit rating and could make obtaining a loan or credit in the future more difficult and expensive.

Low Loans does not offer pay day loans or no credit check loans however, our short term loans could be considered as an alternative to a payday loan.

Low Loans is a trading style of TFLI Limited who is a licensed credit broker and not a lender.

Note: No one from Low Loans or any financial partner will ever contact you and request you to send money or ask you to buy any products prior to receiving your loan.

Should you have any questions, we recommend that you take a moment to read our Key Information. Refer to our Privacy Policy for important information on the use of cookies. By continuing to use this website, you agree to this.

Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk

Get my quote
TFLI acts as a credit broker and is not a lender. We use a consumer application system to allow our customers to make applications to a number of loan providers and brokers using a single online application form.

We work exclusively with a selected group of lenders and credit brokers to offer you a range of credit and loan products. We may receive a percentage of the loan amount as a commission from a loan provider or broker if you take out one of their products and/or we may receive a fee for introducing you to them.

You can request details of these commissions or fees, by emailing us at fees@tfli.co.uk. We will then provide you with the precise amount of the commission or fee or, where that amount is not known, the likely amount. Please note that the lender or broker we direct you to may not offer the cheapest loan that is available to meet your needs.

When you apply for a loan through us the lender will disclose directly to you all of the relevant information relating to interest and charges associated with the loan.

*Once approved, your cash could be sent within 15 minutes. The time that it takes for the cash to be received in your account will depend on the lenders processing times and on your bank's policies and procedures.

*The majority of loan applications are processed online, however there are circumstances where our lenders will need to call you. Further information relating to why lenders will need to call you is disclosed within their terms & conditions.

*9 out 10 customers using our smart loan sourcing engine are accepted for lending and alternative product solutions.

TFLI Ltd is authorised and regulated by the Financial Conduct Authority, number FRN 723630. Licenced by the Information Commissioners Office, (Registration Number Z3585914).

Registered in the UK, number 08424810. Registered Office Address: The Old Boiler Room, Adelphi Mill, Grimshaw Lane, Bollington, Cheshire, SK10 5JB